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Your funds deposited with Credit Union of New Jersey are safe, secure and insured.

We will be closed at 2pm on December 24th and all day Christmas Day in observance of the Christmas holiday.

Share Certificate Rates

Share Certificate Rates

Share Certificates $500.00-$99,999.99¹ | Current as of December 21, 2024
Term Dividend Rates Annual Percentage Yield (APY)
3 Months 2.37% 2.40%
6 Months 2.47% 2.50%
7 Months² 4.65% 4.75%
12 Months 1.98% 2.00%
18 Months 3.69% 3.75%
24 Months 1.49% 1.50%
36 Months 1.00% 1.00%
48 Months 1.00% 1.00%
60 Months 1.00% 1.00%
Share Certificates $100,000.00+¹ | Current as of December 21, 2024
Term Dividend Rates Annual Percentage Yield (APY)
3 Months 2.37% 2.40%
6 Months 2.47% 2.50%
7 Months² 4.65% 4.75%
12 Months 1.98% 2.00%
18 Months 3.69% 3.75%
24 Months 1.49% 1.50%
36 Months 1.00% 1.00%
48 Months 1.00% 1.00%
60 Months 1.00% 1.00%

Enjoy the freedom to prosper. If you have questions about Share Certificate Rates, just give us a call at 609.538.4061 or 800.538.4061, email us at memberservices@cunj.org, or stop by one of our branches.

¹

Rates effective July 1, 2024 and are subject to change without notice. Penalty for early withdrawal.

²

APY = Annual Percentage Yield. Rate is effective as of November 1, 2024, and is subject to change without notice. Penalty for early withdrawal may apply. Fees could reduce the earnings. A $5 Membership Account is required for this promotion. New money only. One certificate, business certificate or IRA certificate per person with a minimum deposit of $500 and a maximum deposit of $500,000. The 7-month certificate will renew as a 12-month certificate at the end of the 7-month period.

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¹

Rates effective July 1, 2024 and are subject to change without notice. Penalty for early withdrawal.

²

APY = Annual Percentage Yield. Rate is effective as of November 1, 2024, and is subject to change without notice. Penalty for early withdrawal may apply. Fees could reduce the earnings. A $5 Membership Account is required for this promotion. New money only. One certificate, business certificate or IRA certificate per person with a minimum deposit of $500 and a maximum deposit of $500,000. The 7-month certificate will renew as a 12-month certificate at the end of the 7-month period.

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