Bill Pay

Never be late again.

It’s so frustrating to accidentally miss making a bill payment by its due date. It’s worse if it’s a loan or a credit card payment you’ve missed because that can trigger late fees. And in some cases, your APR (Annual Percentage Rate) could increase. Late payments can also adversely affect your credit rating.

Here’s how to make sure it won’t ever happen again: Log into your e-Banking account, click on the “Bill Payment” tab, then follow the instructions. Online Bill Pay is a great way to:

• Make one-time or recurring bill payments
• Schedule payments to be made now or on a future date
• Pay as many bills as you like each month
• Access your transaction history and pending payments
• Run custom reports

A final, crucial benefit of Bill Pay: By making payments online instead of through “snail-mail,” you can reduce your risk of identity theft.